International Business Building Service Customer Disclosures

THESE DISCLOSURES SUPERCEDE ANY VERBAL AGREEMENTS AND/OR REPRESENTATIONS. PLEASE READ THEM SO THERE ARE NO MIS-UNDERSTANDINGS. THESE DISCLOSURES ARE ALSO PROVIDED TO EACH CUSTOMER AT VARIOUS STAGES THROUGHOUT THE PROCESS OF DELIVERING EACH ORDER.

PERSONAL CREDIT AND PERSONAL GUARANTEE REQUIRED:

Although corporate credit and funding can be obtained from trade credit vendors and lenders without using your personal credit and personal guarantee, this type of funding is only possible after substantial corporate credit is obtained and used properly over a period of at least 3 to 6 months. For this reason, you should expect that all funding you will obtain in the first 3 to 6 months from the date you purchase the Business Build Out Package will always require using either your personal credit for the personal guarantee.

GOOD AND CLEAN CREDIT RECOMMENDED:

Some lendres will allow a 580 credit score. Each lenders have their own separate Underwriting Matrix. If your Personal Credit is not perfect, we can direct you towards third parties that may be able to help, should you choose to explore their services. We will then build the 80 Paydex Score for the Corp while you work on improving your personal credit situation.

CORPORATE ENTITY PURCHASE SEPARATE FROM FUNDING RESULTS:

The corporate entity building service purchase stands alone and is never tied to actual funding results you end up achieving. Any assistance we may provide with financing is treated as a completely separate service, independent of the corporate entity building service purchase. You are not eligible for a refund based on what funding results you achieve or don’t achieve.

U.S. 80 PAYDEX PROGRAM:

We guide clients through the process of building business credit with the goal of establishing a strong profile, including aiming for scores like an 80 Paydex. Timelines vary based on client participation and vendor reporting. We do everything possible on your behalf in order to minimize your involvement in the process. You can go for Funding either before or after the 80 Paydex Program is complete – The choice is yours. However, beware that some of the Lenders you apply with may deny your applications specifically due to not having an 80 Paydex Score. For this reason, we always recommend that our Clients obtain the 80 Paydex Score before going to Funding. The timeline for this program begins after the corporation setup process is complete. The 80 Paydex Program does not include the cost of purchasing small-value items from the reporting vendors. Expect to spend an additional $250+ (approximately) with trade credit vendors.

NO GUARANTEE NOR PREDICTION OF FUNDING RESULTS:

The purchase of the business build out corporate entity service greatly facilitates the achievement of corporate credit and financing, but does not guarantee it. No one here can predict your funding results. Various factors, such as your personal credit scores and credit history, how you choose to manage either your personal credit, the availability of lenders based on your geographical location, the current economic climate, and your ability to follow-through on credit applications and approval requirements, are all factors outside our control. For that reason, we legally cannot and do not in any way guarantee any particular result for customers, whether we assist you in obtaining financing or not. YOUR RESULTS WILL DEPEND ON VARIOUS FACTORS OUTSIDE OUR CONTROL AND CANNOT BE GUARANTEED NOR PREDICTED BY ANYONE.

REGISTERED AGENT SERVICE IS FREE FOR 6 MONTHS:

Having a Registered Agent is required by law. If you live in the same state as the LLC or corporation, then you can be your own registered agent and use your home or business physical address. For clients living in the same state we will use you as your own registered agent. This will save you future fees annually. Failure to pay for a Registered Agent will result in the suspension of the Corporate Entity by the Secretary of State.

SUCCESS FEE TERMS:

Please note: Full details regarding our service fees, including success fees and payment processing fees, are available on our main Pricing page.

Please read and understand the Terms below:

• You agree to pay us the Success Fee of 10% (Ten Percent) of the maximum credit limit or maximum gross loan amount of each credit facility approved with our assistance. Success Fees are due within 3 business days after you receive access to funds.
• For Credit Card Approvals, we allow you to pay the Success Fee using the actual Credit Card(s) you receive in the mail.
• We may submit up to a maximum of 15 Credit Applications for you and/or your Business to Lenders we select with your initial verbal agreement. Any additional Credit Applications will need your written authorization.
• We cannot guarantee that you will be approved for any particular amount of financing, or any financing at all. Results vary from Client to Client.
• We will not honor any request to limit or exclude any Lender(s) or Financial Product(s) from our internal list of potential Lenders that we may submit your Credit Application to.
• If you decide to do Applications on your own through our available Guides and PDFs, you will not be charged a success fee of 10%, and all approvals will be considered self-issued and 100% owner-managed.
• If you choose our assistance, you must be actively involved in the application process, follow our instructions, and be honest about approval amounts. You must be ready and willing to accept all unsecured financing up to your requested maximum, and you must not intentionally sabotage any Approvals we obtain for you.
• You must inform us of each lender’s approval or denial decision in a timely manner. If you fail to provide an Approval or Denial Letter within 30 days, we will assume you were approved and funded, and will charge you the respective success fees.
• Any success fee that is past-due more than 30 calendar days will be sent to collections, resulting in a collection account showing on your personal credit reports and other possible collection actions. All collection costs will be your responsibility.
• Credit Facilities approved with our assistance are subject to adverse changes by the lender at any time after approval. We are not responsible for any such changes.

TERMS SPECIFIC TO CREDIT CARD PAYMENTS:

Please note: Full details regarding our service fees, including success fees and payment processing fees, are available on our main Pricing page.

• If you choose to pay for any services or products by credit card there is an additional %5 fee to cover the transaction cost. You authorize us to charge your credit card for the agreed upon amount in your cart or over the phone for the initial package down payment or single products or service add-ons purchase price. If you decide to pay half down or split payments among more than one of your credit cards, each card may be charged without additional authorizations, as long as the total does not exceed the purchase price.
• You certify that we have verified your credit card (front and back) and photo identification to confirm your identity, and that you are both the customer and the cardholder in this transaction.
• You accept the Product(s) provided for the Purchase Price as delivered in full once the Articles of Incorporation/Organization & the first 10 points of service shown on our business package page are emailed to the registered email address you provided during registration. The time stamp email confirmation serves as proof of delivery.
• You understand that any Partial Payment(s) toward the Purchase Price will be considered as a Non-Refundable Deposit. In the event 30 days pass without completing the balance, your partial payment(s) shall become Store Credit, valid for up to 6 months.
• You agree that due to the nature of the Product(s), the Product(s) and any associated Service(s) cannot be cancelled and are NON-REFUNDABLE (if paying with a credit carda 10%.

CREDIT CARD FRAUD: WHAT YOU NEED TO KNOW

Civil Theft
This happens when a Client purchases business building services from us and subsequently calls their Credit Card Company and falsely claims that the Corporate Entity was never delivered, or that the Client was never involved in placing the Order, or some other false claim. This is done to force the Credit Card Company to return the funds to the Client at our expense, effectively stealing the Corporate Entity from us. This is called Civil Theft, and we will refer all such cases to a Collection Attorney in the Client’s Home State, as well as report to and assist the FBI in prosecuting such Crimes.

CUSTOMER RESULTS DEPEND ON VARIOUS FACTORS OUTSIDE OUR CONTROL AND CANNOT BE GUARANTEED. FUNDING CAPACITY IS NOT A GUARANTEED FUNDING AMOUNT. YOUR PERSONAL GUARANTEE IS REQUIRED FOR UNSECURED FUNDING. SALES ARE NON-REFUNDABLE.

REFUND POLICY

ALL SALES ARE CONSIDERED FINAL AND NON-REFUNDABLE. THERE ARE NO CASH REFUNDS – WE ISSUE SERVICE CREDIT ONLY THAT WILL BE APPLIED TO YOUR BUSINESS DASHBOARD "MY ACCOUNT" CREDIT LINE.

FEATURES:

If you are not satisfied with any Features you purchased (a.k.a. points of service), you may request that the problem be corrected by providing us with written notice of the problem no later than 7 Calendar Days from when you first became aware of the service completion (via email notice). We shall have up to 14 Calendar Days to correct the problem. If after 14 Calendar Days the problem is not corrected, you may request store credit in the value of the Feature or point of service.

Work on your business will start once you submit your “Register For Service” form on our business package page.

CORPORATE ARTICLES:

Your new Corporate Articles will be sent to you via both electronic mail as well as Certified Return Receipt Postal Mail. Transfer times vary from state to state and are dependent upon the state of registration, with turn-around times averaging approximately 5 days after the setup is complete. All documents will be provided to the email address you provide to us during your registration and phone consultation setup interview. A postal mail version will be printed and mailed to you by certified return receipt, with anticipated delivery times averaging 7 to 10 business days after your setup is complete.

Copyright © 2025 Start My Business Inc. All rights reserved.

This website is operated and maintained by Copyright © 2025 Start My Business Inc. All rights reserved.Use of the website is governed by its Terms Of Use and Privacy Policy. Start My Business™ is a trademark of Start My Business Inc.. is a lawfully formed corporation that helps build strong local communities grounded in love, family values, sharing, and respect for others. We do not sell a “get rich quick” program or money-making system. We believe that with education, individuals can be better prepared to make investment decisions, but we do not guarantee success. We do not make earnings claims, efforts claims, or claims that our businesses will make you any money. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited. Investing of any kind carries risk, and it is possible to lose some or all of your money. The business build-out provided is general in nature, and some strategies may not be appropriate for all individuals or all situations. We make no representation regarding the likelihood that any actual or hypothetical investment will achieve a particular outcome. Results vary, are not typical, and rely on individual effort, time, and skill after the business is delivered, as well as unknown conditions and other factors. We do not measure earnings or financial performance; instead, we track completed transactions and satisfaction of services by voluntary surveys or reviews. You should not equate reported sales transactions with financially successful transactions. Many customers do not continue with the program, do not apply what they learn, or have difficulty in business management, even when following our step-by-step methods that have worked for many others. This corporation may link to content or refer to content and services by third parties not affiliated with us. We are not responsible for such content and do not endorse or approve it. We may refer you to third-party businesses. Some of these businesses may have common interests or ownership with our corporation. This site is not part of YouTube, Bing, Google, or Facebook; nor is it endorsed by YouTube, Google, Bing, or Facebook. YOUTUBE is a trademark of GOOGLE Inc., BING is a trademark of MICROSOFT Inc., and FACEBOOK is a trademark of META Inc.